MTN Ghana Airtime Transfer Code | How to Transfer Airtime

Do you want to make an airtime transfer? Here is one of the best MTN Ghana airtime transfer code guides for you. In this guide, I will give you two codes and how to use them to transfer airtime from one MTN number to the other. I will give you the MTN EVD transfer code (*1328#) and the Me2U code (*198#).

Transferring airtime is something that most people do not know is possible from a subscriber sim card. Usually, most users think the transfer can be done only from EVD sim cards. But the truth is you can make airtime transfers from a regular subscriber sim and I will give you a simple guide to do that.

In this simple article, I will be providing you with a simple guide on the MTN Ghana airtime transfer code and how to use it. I will also throw some light on the MTN EVD transfer code as well. Before we delve further, take a quick look at the table of contents below. click any of the topics that interest you to jump to that particular section.

MTN Ghana Airtime Transfer Code

The MTN airtime transfer code is a simple code that allows you to transfer airtime from one MTN sim card to the other. This particular code is made purposely for subscribers to share airtime among themselves.

Even though this MTN shortcode is made for transferring airtime, it doesn’t come activated on the sim card. The subscriber decides whether they want to activate it or not. Below, I will teach you how to activate this service.

How to activate

The very first thing to use this service is to activate the service. To activate the service, follow the procedure below.

  • Dial *198#
  • Select option 1 (Activate)
  • On the next screen, you will be asked to choose a new pin. Enter 4 numbers you can always remember as your PIN code.
  • Repeat your PIN code to confirm it. Check the screenshot below.
Best MTN Ghana Airtime Transfer Code Guide for You - how to activate

If you go through this process successfully, you will receive a confirmation SMS that indicates that you have activated this service. You should also note that you can not transfer airtime without the pin you entered.

If you get feedback that you have entered the wrong PIN code, then you will have to contact the MTN customer care number to get the pin reset for you.

After activating the MTN Ghana airtime transfer code on your phone, it is time to transfer airtime. Follow the procedure below to do that.

How to transfer airtime to another MTN number

The MTN Ghana airtime transfer code helps you to transfer airtime from only MTN to MTN. You can not transfer to any other network so pay attention. Follow the procedure below to perform the transaction.

  • Dial *198# and select option 2 (Transfer airtime)
  • Enter the number you want to transfer the airtime to in the format “054XXXXXXX”. Make sure the number is an MTN number.
  • Key in the amount you want to transfer. For instance, if you want to transfer GHS 5.00, key in “5”.
  • Decimal value. If you are sending just GHS 5.00 then you will key in only 00 here. Assuming you want to send GHS 5.50, then you will key in 5 where you were asked to enter the amount, and then key in 50 for the decimal value.
  • On the next screen, enter your four-digit PIN code to confirm the transaction.
  • Select option 1 to confirm your transaction. If your PIN code is correct, you should receive a transfer successful message.

Check the MTN Ghana airtime transfer code in action as displayed in the screenshot below.

Best MTN Ghana Airtime Transfer Code Guide for You - how to transfer airtime

This is how to transfer airtime for MTN subscribers. It comes with pros and cons.

Pros and Cons

There are some pros and cons to using this service. The MTN Ghana airtime transfer code is easy to activate and use however, you must consider the below pros and cons.

1. You can share your airtime with any MTN user1. It comes at a cost. You are charged GHS 0.10 on any transaction you make.
2. You can transfer airtime to different users at any time2. There is a limit on how much you can transfer. You can only transfer GHS 50.00 per day
3. It is free to activate3. It requires verification if you forget your pin code.

You can read the Terms and conditions of this service from the official MTN Ghana website.

MTN EVD Transfer Code

The MTN EVD transfer code is *1328#. Even though this is the code, there are certain steps you have to follow to make a successful airtime using the MTN EVD sim card. You should also know that this code is only accessible on MTN EVD sims.

What is MTN EVD sim?

The MTN EVD sim commonly known as MTN transfer sim is an airtime vendor sim card made purposely for Electronic Voucher Distribution. It is a type of merchant sim that can be purchased from any MTN office on request.

Unlike the Mobile Money merchant sim, you do not need a business certificate to purchase a transfer sim. You will also receive the sim card instantly on purchase if there is some available. You don’t have to join a waiting queue like the situation with the Mobile Money merchant sim.

How to transfer airtime using the MTN EVD sim

To transfer airtime using the MTN EVD sim, the user will have to follow the steps below;

  1. Dial the MTN EVD transfer code which is *1328#.
  2. Select option 3 which is for the airtime transfer
  3. Enter the MTN number you would like to transfer the airtime to
  4. Enter the amount you would like to transfer (From GHS 1 to 500).
  5. Enter the decimal value of the amount (eg; if you want to transfer 1.00, then enter 00 here. If you want to transfer 1.50, then enter 1 at the amount and 50 in the decimal value).
  6. Enter your PIN code and select option 1 to confirm.

Note that you will have to activate your EVD sim and set a PIN code before you will be able to make airtime transfers.

EVD transfer shortcut

There is a shorter way to make MTN EVD transfers. Below is the procedure to do it.

All you have to do is to open the dialler of the phone with the MTN EVD transfer sim in it and dial the following code.

*1328* 3 * customer's number * amount # decimal value * PIN * 1 #

Note that the spaces between the code are just to help make it readable for you. If you dial this code and send it, the amount you specified will be automatically sent to the customer’s number.

If you encounter any issues during the process, Call MTN customer care on 115 using the EVD sim.

Alternative Ways to transfer airtime

Using the MTN Ghana airtime transfer code is not the only way to transfer airtime. There are many ways you can transfer airtime and I will give you some of the alternative ways to transfer airtime.

  • MTN Mobile Money

One of the common ways for MTN airtime transfer is via Mobile Money. Transferring airtime is very simple from the Mobile Money menu. Simply dial *170#, select buy airtime, select another number, and proceed from there. Make sure you have enough balance in your account to undertake this operation.

  • MTN Mobile Money App

You can also use the MTN Mobile Money app for such transactions if you have it on your phone. I have written a full guide on how to use the MTN Mobile Money app. You can also read that for more information.

  • Third parties

There are third parties including Expresspaygh. However, using such services to transfer airtime is more like using your mobile money wallet. One major thing that makes it not a viable option is the fact that a transaction fee is charged on every airtime you purchase.

What is the MTN Ghana Airtime Transfer Code?

The MTN Ghana airtime transfer code is *198#. It allows you to send airtime credit from your MTN account to another MTN Ghana number.

Is there a fee or charge for airtime transfers?

Yes! There is a fee. You are charged GHC 0.10 for every transaction you make regardless of the amount involved.

Are there any limits on the amount of airtime I can transfer?

Yes, there is a limit. You can only transfer a maximum of GHC 50.00 per day. If you reach this limit, you will have to wait for the next day to transfer airtime again. I think MTN has this in place to prevent subscribers from using their sims for commercial purposes.

Can I reverse or cancel an airtime transfer if I made a mistake?

Yes, you can reverse or cancel the transaction. If you have not confirmed after entering your PIN code, you can simply cancel. However, if the airtime has already been sent, you will have to contact the MTN customer care number to help you reverse the transaction.


Transferring airtime from your MTN number to another MTN number is very possible. However, you must activate this service and secure it with a PIN code. This will help prevent unauthorized transfers from other people who might get access to your phone. You can also make MTN airtime transfers with any MTN EVD sim.

You should also follow the procedure as outlined in this article if you want to transfer your airtime. In case you exceed your transfer limit, there are other ways you can still share airtime with your family and friends.

If you have any questions or suggestions, kindly leave them in the comment box and I will reply as early as possible.

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